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Debt Services Ratio

Tuesday, 27 October 2020 / Published in

Debt Services Ratio

Two calculations lenders use to determine how much you can afford to borrow to purchase a home. Your gross debt service ratio (GDS) takes your monthly carrying costs into consideration and your total debt service ratio (TDS) includes all of your current debt commitments.

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Prairie West Mortgage Group Inc. provides advice and solutions for clients wishing to acquire new mortgages with competitive market rates. Products range from mortgages, lines-of-credit and mortgage life & disability insurance plans. We are a mortgage solutions team powered by Axiom Mortgage Solutions.

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