"I Never Thought To Use A Broker"

Why Work With A Broker?

Here are several reasons why you should consider using a broker on your mortgage journey...

Save Time & Money

A mortgage broker does the leg work for you instead of applying to the lenders yourself. Not only can this save you time, but it can also save money, as brokers will know which lenders may have the lowest rate for your specific needs.

Lower Mortgage Rate

Your mortgage broker should be an unbiased negotiator with access to multiple lending options. Brokers are more likely to get a lower mortgage rate than if you went directly to the lender. Lower rate = significant savings.

Protect Your Credit Score

Each time you apply to a lender, a 'hard credit check' is done. If you do too many credit checks within a short period, it can lower your credit score. Typically, with a broker, they only have to pull your credit score once, thus protecting your score.

No Cost to Borrower

Your mortgage broker is compensated directly by the lender, so there's no cost to you as the borrower. In some situations, you may have to pay a fee if working with a private lender; however, your broker will tell you about those potential extra costs.

Unbiased Expert Advice

Brokers live and breathe mortgages, and because they work with many lenders, it allows them to customize a solution specific to your mortgage needs. Brokers are experts at what they do, are familiar with borrowers' unique needs, and can match lenders to fit those needs.

Broker Advantages

As noted, using a mortgage broker makes a lot of sense. Not only can you save a significant amount of money with lower rates, but there is less stress with having someone who is an expert in the field do the legwork for you.
No matter what stage you are in on your mortgage journey, be sure to call our team to discuss the best options for your mortgage needs.


What our brokers can do for you

Click on the boxes below for more information on specific mortgage types.

Digital Mortgage Experience

Secure online application

Prairie West Mortgage Group, powered by Indi Mortgage - The Independent Mortgage Company, makes it easy & convenient for our clients to start their mortgage journey. We use a secure, online pre-approval application tool with an easy-to-follow, step-by-step process, creating a stress-free mortgage experience.

Our Partnership Programs


Builder Partnership Programs

Our Builder Partnership Program(BPP) is designed to provide a realistic, consistent, yet flexible client mortgage experience to Alberta’s Home Builder Industry. 

Prairie West Mortgage Group Inc. will endeavour to put the customer experience at the center of everything we do while ensuring we deliver on consistent service levels with flexible and fair terms.

We create dynamic partnerships through clear communication and realistic expectations. Working with our partners to support their build process and contract needs.

For more information on how our builder program can offer your clients a better builder mortgage experience, please connect with us today at or call 780-245-5568.

Participating Builders:


Prairie West Mortgage Group

Valued Partners